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Inspections & Appraisals
Protecting Your Investment with Smart Due Diligence
The Process
Protecting Your Investment with Smart Due Diligence
Once your offer is accepted, the transaction enters a critical phase: verifying the property’s condition and value. At Northpoint, we guide you through every inspection and appraisal with clarity and confidence.
Home Inspections: Know What You’re Buying
We coordinate a licensed home inspection to uncover any issues that may not be visible during showings. Depending on the property type, you may also choose specialized inspections for the roof, HVAC, foundation, or plumbing.
If problems are identified, we’ll help you:
- Renegotiate the purchase terms or price
- Request seller repairs
- Assess whether to proceed with the deal
Property Appraisals: Confirming Value
If you’re financing your purchase, your lender will require an independent appraisal. This verifies the home’s market value and ensures the loan amount is appropriate. We work closely with your lender to keep the process moving and address any discrepancies promptly.
Keeping the Deal on Track
Throughout inspections and appraisals, our job is to protect your interests, answer your questions, and coordinate with all parties to avoid delays. From reviewing reports to explaining your options, Northpoint is with you every step of the way.
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Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Just because you’ve been approved for a max amount, doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes and potential home repairs or remodeling.
Get To Know The Area
Make sure the neighborhood works for you and your family - are you close to schools and is shopping conveniently located? Location is important because it’s the one feature that can’t be changed.
Don’t Skip The Inspection
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
Get Pre-Approved
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
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